Introduction When you apply for a loan, you often have the opportunity to select a loan with a variable interest rate or one with a fixed interest...
Hi, I hope you and your family had a great Christmas break. Even though it’s early in the year, there’s already some big news around: – Refinancing...
Below are some observations as reflected from the data obtained from the RBA for the 12-month period ending 31 August 2020. Whilst both the absolute numbers and...
The marketplace – The consumer lending marketplace, especially in home loans and residential lending, is vast and perplexing. – Apart from the big 4 retail banks (CBA,...
As the year winds down, the spotlight remains on Australian mortgage trends and their impact on borrowers navigating rising interest rates. From government initiatives addressing housing affordability...