Creating the right relationship and package for your individualised needs

When you’re busy, arranging to find, investigate and then purchase a residential property (as well as organising the funds to pay for it) can be difficult, time-consuming and often stressful. For homeowners, not only is there the stress of trying to find and secure your dream home, but you’re also going to be entering into your largest financial commitment. And for investors, the stress is often related to working out whether you’re purchasing property which you believe best ensures you maximise the return on investment – both for capital growth and rental return.
For both busy homeowners and investors, we’re there to help you – every step of the way! Our goal is to help you gain the financing to land your dream home and establish a strong foundation for your financial future.
While banks and lenders are there to lend you money, we all know they are also there to generate a profit for their shareholders. For example, they are not required to tell you what other options you might have (either their own or from competitors); nor are they required to ensure you’re being updated and moved to their lowest and most suitable product. Plus, once they’ve lent you their money, for the lender it’s often a case of ‘set and forget’. We see our role as being there to help you – before, during and after you purchase your home or investment property.

How it works

Our easy-to-understand outline shows a time and cost-effective experience for you. We’ll show you all the steps you need to follow to achieve your dreams, and as we complete each step, we’ll tick it off the list together.


The discovery stage is essential, as it’s where we begin to understand and then define your needs, goals and aspirations. We listen to you so that we can provide you with an honest and balanced financial analysis. This will help us to identify those loans which are available to help you meet your goals.

Using a wealth of experience in the finance industry, we’ll analyse your situation, talk around problems and simplify the complex. It’s also vital that we put the time into helping you select the loan which suits your needs and objectives. For us it’s about helping you secure the financial option which meets your needs and objectives with a competitive rate!

Let’s Begin

Once we understand what you are looking to achieve, we begin looking for loans with the right features and options which suit your needs and objectives. Accessing the lowest interest rate is only important after we understand what is important for you.

Whether for your own home or your investment portfolio, we can make sure you get the right loan for your property purchase. This includes pre-approvals when you’re bidding at auction. We provide you with an overview of the loan process and check-in with you as regularly as you require. This is generally on a weekly basis but can be daily if time is tight.

Loan Submission

When applying for any residential property loan, specific information and documentation are required to be submitted with the loan application. We’ll help you finalise your plan and implement all the paperwork. We use technology to streamline the document process to take the guesswork out.

We Do More

Obtaining money, particularly these days, can be tricky, uncertain and stressful. We work with you, so you know we’re always on your side. When you need anything, no matter how small, just ask!

And even after you have obtained the right loan for you and settled on your property purchase, we keep on giving you information and updates so you can have peace of mind that someone is always looking out for you. For example, we provide regular annual updates on the value of your property and your suburb as well as annual loan reviews and even more extensive bi-annual loan reviews.

How we can help

Not only are we able to organise a loan suitable for you, but we’re also able to do a myriad of other things to assist you, such as:

Property Research

Information and research on your desired residential property and its suburb.


Introductions to excellent property lawyers and conveyancers so you don’t make a mistake with your contract of sale.

Essential Services

For homeowners, we help you set up your key services such as electricity and gas, NBN, home security and if required, mobile phones for you and your family.

Strategic Advice

Negotiation and purchasing tips and strategies to secure your residential property without overpaying.


Protect you and your family so your mortgage doesn’t become a liability your family can’t afford to pay.

Investment Coaching

For property investors, we can provide tips for selecting the right property manager who will look after your property just like you would!

Six monthly check-ins

We provide six-monthly check-ins to determine how you’re tracking and if your circumstances have changed. We’ll also assess the current interest rates your chosen lender is charging you and compare it to their other current rates.

Free two-year review

Every two years, we’ll conduct a formal loan review against the market of lenders to make sure you’re still getting a good deal. As part of this loan and property review, we’ll also provide you with a free property/suburb review, so you know how your home investment is tracking.