Blog

Reasons to Refinance Your Current Loan

Tired of feeling like your loan is holding you hostage? Well, it’s time to break free and unleash the power of refinancing! Picture this: lower interest rates,...

Exploring Variable vs. Fixed Rate Loans in Depth

Introduction When you apply for a loan, you often have the opportunity to select a loan with a variable interest rate or one with a fixed interest...

What the Reserve Bank of Australia (RBA) data says about interest rates

Below are some observations as reflected from the data obtained from the RBA for the 12-month period ending 31 August 2020. Whilst both the absolute numbers and...

Insights on Home Loans: Key Factors to Consider

The marketplace – The consumer lending marketplace, especially in home loans and residential lending, is vast and perplexing. – Apart from the big 4 retail banks (CBA,...

Quick Summary of Interest Rates and lenders fees and charges

At its simplest level, there are 2 types of interest rate products available for the housing loan market in Australia – Variable Interest Rate products Vs Fixed...