Financial
Calculators

Take Control of Your Finances with Our Free Calculators

Looking to buy a property, refinance, or manage your budget? Our easy-to-use online calculators and tools are here to simplify your financial decisions. From estimating how much you can borrow to calculating repayment plans, these resources are designed to help you feel confident and informed every step of the way.

Property Buying & Home Loan Calculators

Loan repayment calculator

Plan your monthly budget with confidence.

Borrowing power calculator

Discover how much you could borrow for your dream home.

How Long To Repay Calculator

See how quickly you can pay off your loan.

Comparison Rate Calculator

Compare the true cost of different loans.

Interest Only Mortgage Calculator

Explore how interest-only repayments affect your finances.

Compound Interest Calculator

Unlock the magic of compounding for your savings.

Split Loan Calculator

Find the right mix of fixed and variable rates.

Stamp Duty Calculator 2019 – 2020

Estimate your upfront costs.

Reverse Mortgage Calculator

Assess your options for accessing home equity.

Mortgage Switching Calculator

See the benefits of switching lenders.

Rent vs buy calculator

Make the call: rent or buy?

Fortnightly Repayment Calculator

See the impact of paying more often.

Getting ready to buy a property

Budget Planner Calculator

Track your expenses and start saving smarter.

Saving Calculator

Set your goals and watch your savings grow.

Personal debt calculators

Credit Card Calculator

Stay on top of your credit card repayments.

Selling a property calculators

Property Selling Cost Calculator

Understand the costs involved in selling.

Calculator and Information Disclaimer

1. We provide you with a range of Free to Use calculators. The results obtained from these calculators is dependent upon the information entered by you. Should this information not reflect your actual circumstances, the results obtained may not reflect you situation.
2. From time to time, we may also provide you with financial data including servicing calculations, lender’s product analyses, funding requirements and estimates of property values.
3. The data we provide you are estimates only and are based upon the assumptions made. Any changes to these assumptions may have a material impact on the results portrayed.
4. The assumptions used to formulate these calculations have been based upon data provided by you and /or have been calculated based upon information supplied by you. BIR Pty Ltd ACN 117185654, its employees and directors (together referred to as BIR Finance), do not warrant or in any way confirm that the numbers used in these calculations are correct, complete or accurate. You should make your own enquiries as to their reasonableness and advise us in writing should you consider any of these amounts are not correct.
5. Any information provided does not constitute financial advice.

6. The information provided is dependent upon the applicable lender policies, some of which are in writing and some of which are not. A lender’s policies as well as its terms and conditions are often highly specific to a particular borrower’s circumstances, and they may change without notice. In addition, fees and charges may apply.

7. The financial data and calculations you receive from BIR Finance have been provided to us by a third party based on the data entered. BIR Finance does not and cannot confirm the accuracy of these calculations.
8. These calculations remain current at the time they were prepared. It is reasonable to expect that changes can and will be made to these calculations in the future.
9. Where these calculations indicate that a lender will consider an application for finance, BIR Finance does not warrant that the lender will approve an application when it is submitted.
10. We recommend you review all information provided to you to ensure it is accurate, complete and correct. If you find any mistakes or errors which may have a material impact on the information provided, please contact us immediately with the discrepancies you have noted.
You can communicate to us by either replying to the email which enclosed the information you received or by responding at https://bir.net.au/contact-us/.

Get in touch with us today!

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Office: 12-16 Parker Street
Williamstown VIC 3016
Mail: 16 Junction Street
Newport VIC 3015
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BIR Pty Ltd ACN 117185654, trading as BIR Finance, Credit Representative Number 517662, is authorised under Australian Credit Licence 517192 held by LM Broker Services Pty Ltd ACN 632405504

Disclaimer statement: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances. Your full financial situation will need to be reviewed prior to acceptance of any offer or product. This page does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Where applicable, this page is subject to lenders terms and conditions, fees and charges and eligibility criteria apply.

If you have any compliments or concerns, please go to our Contact Us page.