Free Online Financial Calculators for Home Loans, Refinancing & Budgeting
Take Control of Your Finances with Our Free Calculators
Quickly see what you can borrow, compare repayments, and track your budget. Our free calculators make it easy – start now and take control of your finances.
Plan Your Property Purchase with Confidence
Purchasing Calculators
Whether you’re buying your first home or your next investment property, our calculators help you understand how much you can borrow, what your repayments might look like, and how different loan structures can impact your budget. Get clear insights before making any big decisions.
Loan Repayment Calculator
Calculate your monthly repayments and see what fits your budget.
Borrowing Capacity Calculator
Work out how much a lender may be willing to let you borrow.
Purchasing Power Calculator
Find out the maximum property price you could afford based on your finances.
Fixed vs Variable Calculator
See the benefits of mixing fixed and variable rates to suit your strategy.
Fortnightly Repayment Calculator
Understand how switching to fortnightly repayments could save you money and time.
Renting vs Buying Calculator
Compare renting vs buying to decide what’s right for you now.
Calculate Stamp Duty Costs
Estimate how much stamp duty you’ll need to budget for when buying a property.
Make the Most of Your Home Loan
Refinancing Calculators
Thinking about switching lenders or refinancing your mortgage? Our calculators show you how different options could affect your repayments, loan term, and overall costs. See the potential savings and make informed decisions with confidence.
Loan Repayment Calculator
Recalculate your repayments if you refinance or switch loans.
Mortgage Switching Calculator
Compare your current mortgage with potential new options.
How Long To Repay Calculator
See how quickly you could pay off your loan by adjusting your repayments.
Comparison Rate Calculator
Compare the true cost of different home loans side by side.
Calculate Your Split Loan Repayments
Re-explore the impact of splitting your loan with a refinancing perspective.
Fortnightly Repayment Calculator
See how fortnightly repayments accelerate loan payoff when refinancing.
Plan Smarter with Additional Tools
Other Useful Calculators
Explore a range of handy calculators to give you a clearer picture of your finances and property decisions. From assessing repayments and budgeting to comparing options and understanding long-term growth, these tools help you make informed choices and plan with confidence.
Credit Card Debt Calculator
Understand how long it will take to pay off your credit card - and how to do it faster.
Leasing Calculator – Asset Finance
Work out the cost and affordability of leasing vs buying assets.
Savings Growth Calculator
Set savings goals and see how long it will take to reach them.
Budget Planner Calculator
Track your income and expenses to get a clear financial picture.
Compound Interest Calculator
Discover how your money grows over time with compound interest.
Property Selling Cost Calculator
Estimate agent fees, marketing costs, and settlement expenses.
Reverse Mortgage Calculator
Understand how accessing your home’s equity could support your retirement.