Borrow + Invest + Refinance
The Human
Side Of Finance
Securing you the right loan for your circumstances is just the start of our journey with you.
Borrow + Invest + Refinance
Securing you the right loan for your circumstances is just the start of our journey with you.
Our services
What can we do for you?
BIR Finance – Offering solutions when you need to Borrow Invest Refinance
- BIR Finance uses advanced filtering + years of experience to match you with the best lenders from over 120 options - giving you the freedom to choose the right loan for you.
- Full doc, lo doc and private lenders all in the one place.
- Tailored solutions for first-time buyers, investors, and refinancing.
- Free consultations and no upfront fees.
Residential Property
Whether you are looking to buy your dream home or your next investment property, we will help you every step of the way
SMSF Property Investments
Boost your retirement savings with SMSF property loans – competitive rates for purchases or refinancing.
Commercial Property
No matter whether you are purchasing a property for your business or as part of your investment strategy portfolio, we have you covered
Asset Finance for your Business
Get competitive deals to turbo-charge your business
Working Capital and Cashflow Finance
Obtain the cash your business needs to support its strong growth
Your personal and asset finance loans
When you need to organise a quick loan or a better deal than your auto dealer is offering
Residential Property Services
We’ll help you set up energy, internet, and security — quickly and easily. Plus, connect with trusted experts for conveyancing, insurance, and more.
Commercial Property Services
From energy to internet and security, we’ll help you organise essential services for your commercial space — plus connect you to experts for business insurance, conveyancing, and more.
Wishkeeper
BIR Finance partners with Wishkeeper—an innovative platform that securely stores your documents, contacts, and wishes. Give trusted individuals access when it matters most, offering peace of mind for you and your loved ones.
BIR Finance: Simplifying Finances and Providing Peace of Mind
The 3 pillars for your success
Wealth
Creation
With everything we do, we are always thinking about the best ways for you to either save money or make more money.
Financial Empowerment
We provide you with viable options and relevant information so you can make the best possible decisions.
Transparent Lending
Our motto is 'You see what we see'. From day 1, we show you how much you can borrow and who will lend to you.
Our Lenders
Our Lenders
BIR Finance is a proud member of the Finance Brokers Association of Australasia
Whether you’re looking to borrow from the big four banks – ANZ, Commonwealth Bank, NAB, and Westpac – or other trusted lenders such as Pepper Money, Liberty Financial, and Macquarie, BIR Finance has you covered. We also have an extensive range of alt doc, lo doc and private lenders for those hard-to-place deals.
CALCULATORS
Make Smarter
Decisions
Say goodbye to manual number-crunching. With BIR’s loan calculators, it’s simple to explore your options and see what works for you. Fast, accurate, and stress-free – get the answers you need in just a few clicks.
- Save time with instant results.
- Plan smarter with accurate tools
- Free to use anytime
Stay Informed
Latest Industry News
2412 December – Monthly Newsletter: Loans rise despite higher rates | Investment market shifting gears | Rebuilds vs renovations
Australia’s housing market is exhibiting surprising resilience, defying expectations amid rising interest rates. While borrowing
2411 November – Monthly Newsletter: Why loans keep getting larger | Investors drive lending surge | RBA gives inflation update
Here is another mega bumper monthly newsletter! There is just so much good stuff out
2410 October – Monthly Newsletter: Borrowing passes $30bn mark | 5 car loan mistakes to avoid | Property market may be turning
There are lots of ways of measuring time. We are now a quarter of the