Working Capital
and Cashflow

Securing funds to create growth and make the most of your opportunities

Operating a business is stressful at the best of times. You need to not only generate enough cash flow to pay your suppliers on time, but you also need to pay yourself a wage. For a variety of reasons, during times of business growth or flat or declining trading conditions, cash flow can become tight. Sometimes, uncomfortably tight. For busy business owners, we’re here to help you every step of the way!
We know the business lending market. Some products (term loans, overdrafts, lines of credit, debtor finance, stock finance) require security over some or all of the assets of the business whilst other products are ‘unsecured’ (short term loans). Businesses without property can have a hard time borrowing money for their business. Today however, there are now many lenders who will lend to businesses which do not have property to secure their borrowings.

How it works

Our easy-to-understand outline shows a time and cost-effective experience for you. We’ll show you all the steps you need to follow to achieve your dreams, and as we complete each step, we’ll tick it off the list together.


The discovery stage is essential, as it’s where we begin to understand and then define your needs, goals and aspirations. We listen to you so that we can provide you with an honest and balanced financial analysis. This will help us to identify those loans which are available to help you meet your goals.

Using a wealth of experience in the finance industry, we’ll analyse your situation, talk around problems and simplify the complex. It’s also vital that we put the time into helping you select the loan which suits your needs and objectives. For us it’s about helping you secure the financial option which meets your needs and objectives with a competitive rate!

Let’s Begin

Once we understand what you are looking to achieve, we begin looking for loans with the right features and options which suit your needs and objectives. Accessing the lowest interest rate is only important after we understand what is important for you.

Whether for your own home or your investment portfolio, we can make sure you get the right loan for your property purchase. This includes pre-approvals when you’re bidding at auction. We provide you with an overview of the loan process and check-in with you as regularly as you require. This is generally on a weekly basis but can be daily if time is tight.

Loan Submission

When applying for any residential property loan, specific information and documentation are required to be submitted with the loan application. We’ll help you finalise your plan and implement all the paperwork. We use technology to streamline the document process to take the guesswork out.

We Do More

Obtaining money, particularly these days, can be tricky, uncertain and stressful. We work with you, so you know we’re always on your side during this process. When you need anything, no matter how small, just ask!

And even after you have obtained the right loan for you, we check in with you to make sure it is all working the way it should.