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A Deep Dive into the NCCP’s Required Comparison Rates

Introduction Commonwealth legislation requires that for every home, car or personal loan advertised, a comparison rate has to be quoted. But lenders also have to include a...

A Deep Dive into Principal & Interest Vs Interest Only Repayments

Introduction When you apply for a loan, you will often have to choose between Principal & Interest (Principal & Interest) payments and Interest Only repayments. As the...

What we know about Interest and Interest Rates

Interest – what is it? Understanding interest rates loan is key to managing borrowing costs. The rate affects your total loan repayment, with longer terms often leading...

All things property and finance – 2210 Oct 2022 issue

Spring is here, and so are exciting changes in the property and lending landscape. From the booming rental market in Australia to surging land prices and competitive...

How to successfully refinance your loan – DIY Fashion

We are often asked “Why should I refinance my loan?” If you ask the Australian Consumer & Competition Commission (ACCC), the answer is clear: Most borrowers are...