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Exploring Variable vs. Fixed Rate Loans in Depth

Introduction When you apply for a loan, you often have the opportunity to select a loan with a variable interest rate or one with a fixed interest...

All things property and finance – 2301 Jan 2023 issue

Hi, I hope you and your family had a great Christmas break. Even though it’s early in the year, there’s already some big news around: – Refinancing...

What the Reserve Bank of Australia (RBA) data says about interest rates

Below are some observations as reflected from the data obtained from the RBA for the 12-month period ending 31 August 2020. Whilst both the absolute numbers and...

Insights on Home Loans: Key Factors to Consider

The marketplace – The consumer lending marketplace, especially in home loans and residential lending, is vast and perplexing. – Apart from the big 4 retail banks (CBA,...

All things property and finance – 2212 Dec 2022 issue

As the year winds down, the spotlight remains on Australian mortgage trends and their impact on borrowers navigating rising interest rates. From government initiatives addressing housing affordability...