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What the Reserve Bank of Australia (RBA) data says about interest rates

Below are some observations as reflected from the data obtained from the RBA for the 12-month period ending 31 August 2020. Whilst both the absolute numbers and...

Insights on Home Loans: Key Factors to Consider

The marketplace – The consumer lending marketplace, especially in home loans and residential lending, is vast and perplexing. – Apart from the big 4 retail banks (CBA,...

All things property and finance – 2212 Dec 2022 issue

As the year winds down, the spotlight remains on Australian mortgage trends and their impact on borrowers navigating rising interest rates. From government initiatives addressing housing affordability...

Quick Summary of Interest Rates and lenders fees and charges

At its simplest level, there are 2 types of interest rate products available for the housing loan market in Australia – Variable Interest Rate products Vs Fixed...

All things property and finance – 2211 Nov 2022 issue

As the property market evolves, staying informed can help you make smarter financial decisions. From regional housing schemes to the rising importance of energy efficiency, this month’s...