Borrow + Invest + Refinance

The Human
Side Of Finance

BIR Finance

Securing you the right loan for your circumstances is just the start of our journey with you. We want you to know that we’re there to help you achieve your dreams every step of the way. In addition to helping you find loans which best suit your needs and objectives, we also have access to some excellent people and fantastic services to take the time, stress and hassle out of your asset building process.

Finance & Essential Services for Busy People

BIR Finance – Offering solutions when you need to Borrow Invest Refinance

You have a dream, a vision of your future, a goal or objective you want to achieve. We’re here to help you obtain the money you need to achieve your dreams. Our mission at BIR Finance is to provide the genuine personal service and honest advice that’s often hard to find in today’s banking industry. We’re driven by our clients’ desire to avoid time-wasting and unnecessary processes, and still get the loan which meets their needs and objectives – and at a competitive rate. Talk to us today to find out how we can help.

The three pillars for your success

When it comes to helping our clients, we focus on three things…


With everything we do, we are always thinking about the best ways for you to either save money or make more money.

Financial Empowerment

We provide you with viable options and relevant information so you can make the best possible decisions.


Our motto is 'You see what we see'. From day 1, we show you how much you can borrow and who will lend to you.

Our Lenders

Residential Property Finance

Whether for your own home or your investment portfolio, we can make sure you get the right loan for your residential property purchase.


For Property purchases and sales plus a credit card calculator

Business Lending - Asset Finance

For your car, truck, van or office equipment, we can place even ‘hard to place’ deals, including items bought at auction.

Business Lending -Working Capital & Cashflow

Businesses without property have a hard time borrowing money, but we can help them obtain finance for growth or one-off deals.

Commercial Property Finance

We see our role as being there to help you every step of the way. That means before, during and after you purchase your commercial property.

Personal Loans

Whatever it is that you want to make happen, we’re here to help. Tell us why you need financial support, and we’ll kick things off.

Personal & Property Services

When you move into your new home (or even if you just want to save some money!) we can help you connect the services you need.

Business & Property Services

We can help you organise your electricity & gas, mobiles, NBN, premises security, merchant services and other property services.

What Our Clients Think

My wife and I recently had the pleasure of connecting with Michael to review our mortgage situation as we were considering a refinance. We were both incredibly impressed with his market knowledge and more importantly his generosity of time – Got to know us and understood our situation before making any recommendations. A genuine professional – Highly recommend.

– Pete Turnbull

Michael did a fantastic home loan broker service for us, and he really did above and beyond his professional service duties. What we most loved about Michael’s job was his effective communication style. He gave us visibility to every single step of the home loan progress which many people underestimate how important it is for the client. Above that, Michael has a good sense of humor and is a friendly broker that walks with you along your home buying journey. I recommend to give him a call now!

– Azam Oroumei

It was a pleasure to chat with Michael on financial and loan issues. I was deeply impressed by his expertise and insight in the relevant fields. He always answered our questions patiently and was willing to share his experience and thoughts, which was really helpful! Excellent experience, looking forward to working together again!

– Camille Liu

Latest Industry News

Get in touch with us today!

Talk to BIR Finance now if you are ready to make informed financial decisions, reduce your loan costs, and get customised financial solutions.