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Insights on Home Loans: Key Factors to Consider

The marketplace – The consumer lending marketplace, especially in home loans and residential lending, is vast and perplexing. – Apart from the big 4 retail banks (CBA,...

Quick Summary of Interest Rates and lenders fees and charges

At its simplest level, there are 2 types of interest rate products available for the housing loan market in Australia – Variable Interest Rate products Vs Fixed...

A Deep Dive into the NCCP’s Required Comparison Rates

Introduction Commonwealth legislation requires that for every home, car or personal loan advertised, a comparison rate has to be quoted. But lenders also have to include a...

A Deep Dive into Principal & Interest Vs Interest Only Repayments

Introduction When you apply for a loan, you will often have to choose between Principal & Interest (Principal & Interest) payments and Interest Only repayments. As the...

What we know about Interest and Interest Rates

Interest – what is it? Understanding interest rates loan is key to managing borrowing costs. The rate affects your total loan repayment, with longer terms often leading...