Blog
The Power of Offset Accounts: A Smart Borrower’s Secret Weapon
Imagine a tool that can significantly reduce your mortgage interest, keep your savings accessible, and give you greater financial flexibility. Sounds too good to be true? Enter...
Curing inflation using interest rates?
To cure inflation using monetary policy we have 3 groups of HEAVY LIFTERS (and the rest of us Aussies should be fine). Read on to find out...
Exploring Variable vs. Fixed Rate Loans in Depth
Introduction When you apply for a loan, you often have the opportunity to select a loan with a variable interest rate or one with a fixed interest...
What the Reserve Bank of Australia (RBA) data says about interest rates
Below are some observations as reflected from the data obtained from the RBA for the 12-month period ending 31 August 2020. Whilst both the absolute numbers and...
Insights on Home Loans: Key Factors to Consider
The marketplace – The consumer lending marketplace, especially in home loans and residential lending, is vast and perplexing. – Apart from the big 4 retail banks (CBA,...