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What the Reserve Bank of Australia (RBA) data says about interest rates

Below are some observations as reflected from the data obtained from the RBA for the 12-month period ending 31 August 2020. Whilst both the absolute numbers and...

Insights on Home Loans: Key Factors to Consider

The marketplace – The consumer lending marketplace, especially in home loans and residential lending, is vast and perplexing. – Apart from the big 4 retail banks (CBA,...

Quick Summary of Interest Rates and lenders fees and charges

At its simplest level, there are 2 types of interest rate products available for the housing loan market in Australia – Variable Interest Rate products Vs Fixed...

What we know about Interest and Interest Rates

Interest – what is it? Understanding interest rates loan is key to managing borrowing costs. The rate affects your total loan repayment, with longer terms often leading...

Refinancing Your Current Loan Makes Sense

Refinance your home loan and take control of your finances! With interest rates constantly changing and new lenders entering the market, now is the perfect time to...