Introduction When you apply for a loan, you often have the opportunity to select a loan with a variable interest rate or one with a fixed interest...
Below are some observations as reflected from the data obtained from the RBA for the 12-month period ending 31 August 2020. Whilst both the absolute numbers and...
The marketplace – The consumer lending marketplace, especially in home loans and residential lending, is vast and perplexing. – Apart from the big 4 retail banks (CBA,...
At its simplest level, there are 2 types of interest rate products available for the housing loan market in Australia – Variable Interest Rate products Vs Fixed...
Introduction Commonwealth legislation requires that for every home, car or personal loan advertised, a comparison rate has to be quoted. But lenders also have to include a...
Disclaimer statement: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances. Your full financial situation will need to be reviewed prior to acceptance of any offer or product. This page does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Where applicable, this page is subject to lenders terms and conditions, fees and charges and eligibility criteria apply.
If you have any compliments or concerns, please go to our Contact Us page.