Best Rates
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Owner Occupiers
- Fixed Rates: from 5.55% pa – 2 and 3 year terms
- Variable Rates: from 5.78% pa (excluding ‘clean energy’ loans)
- Fixed Rates: from 5.85% pa – 2 and 3 year terms
- Variable Rates: from 6.39% pa
Investors
- Fixed Rates: from 5.69% pa – 2 and 3 year terms
- Variable Rates: from 6.18% pa
- Fixed Rates: from 5.85% pa – 2 and 3 year terms
- Variable Rates: from 6.34% pa
The six key factors which help suburb prices increase
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Courtesy of Live Wire Markets, I have summarised an interesting article from their Blog. To get the full article, you can click here: six key factors which help suburb prices increase
Tip: use a buyer advocate to do the hard research yards.
Quick Guide To First Home Buyer Incentives
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First Home Buyer Assistance Explained
As a first home buyer, you have access to various government assistance schemes to help you purchase your property
State and Territory Grants
Most states and territories (excluding the ACT) offer grants for first home buyers, ranging from $10,000 in several states to up to $50,000 in the Northern Territory. These grants are available to owner-occupiers and may apply to both new and established homes, depending on your location. Income and property price caps may also affect eligibility.
Stamp Duty Concessions
With the exception of the Northern Territory, all states and territories provide stamp duty concessions for first home buyers. These concessions range from complete exemptions to partial discounts, depending on where you purchase and specific conditions.