Borrow + Invest + Refinance
The Human
Side Of Finance
BIR Finance
Finance & Essential Services for Busy People
BIR Finance – Offering solutions when you need to Borrow Invest Refinance
The three pillars for your success
When it comes to helping our clients, we focus on three things…
Wealth
Creation
With everything we do, we are always thinking about the best ways for you to either save money or make more money.
Financial Empowerment
We provide you with viable options and relevant information so you can make the best possible decisions.
Transparent Lending
Our motto is 'You see what we see'. From day 1, we show you how much you can borrow and who will lend to you.
Our Lenders
What Our Clients Think
My wife and I recently had the pleasure of connecting with Michael to review our mortgage situation as we were considering a refinance. We were both incredibly impressed with his market knowledge and more importantly his generosity of time – Got to know us and understood our situation before making any recommendations. A genuine professional – Highly recommend.
– Pete Turnbull
Michael did a fantastic home loan broker service for us, and he really did above and beyond his professional service duties. What we most loved about Michael’s job was his effective communication style. He gave us visibility to every single step of the home loan progress which many people underestimate how important it is for the client. Above that, Michael has a good sense of humor and is a friendly broker that walks with you along your home buying journey. I recommend to give him a call now!
– Azam Oroumei
It was a pleasure to chat with Michael on financial and loan issues. I was deeply impressed by his expertise and insight in the relevant fields. He always answered our questions patiently and was willing to share his experience and thoughts, which was really helpful! Excellent experience, looking forward to working together again!
– Camille Liu
Latest Industry News
2503 March – Monthly Newsletter: Offset Accounts – my favourite tool | Best Interest Rates | Where to for the property market? | Average mortgage rises 73.4% in 10 years | Home loans break for young borrowers
I’m not sure what to make of the news in the past few weeks so in times like this, it is wise to take a longer term view. Reacting to
Latest Home Loan Rates & Key Drivers of Suburb Price Growth
Best Rates Interest rates below as at: 1 Feb 2025 This could (hopefully 🙏) be out of date within a few weeks! Interestingly, there has been a slight downward movement in
2502 February – Monthly Newsletter: Best interest rates I How to buy your first home | 6 key factors behind suburb price growth I Adelaide I Property prices – is the sky falling?
Refinancing a home loan can be a smart financial move, helping you secure a better interest rate, reduce monthly repayments, or access equity for other investments. With changing market conditions
Get in touch with us today!
Talk to BIR Finance now if you are ready to make informed financial decisions, reduce your loan costs, and get customised financial solutions.