FAQs
How to Choose a Mortgage Broker in Australia
Wondering how to choose a mortgage broker in Australia? At BIR, we answer your biggest home loan questions, from broker fees to pre-approval and beyond.
Q and A
About BIR
BIR Finance provides a full range of lending solutions, including home loans, investment loans, commercial finance, construction loans, asset finance, working capital loans, and unsecured personal loans. Our process is built around transparency and tailored service, ensuring that every loan we recommend aligns with your financial goals and capacity. We don’t just find a loan; we help you structure it in a way that maximizes financial benefits while keeping long-term costs manageable.
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Michael Royal is the Founder and Chief Finance Specialist at BIR Finance. He has been a Partner in the world’s largest accounting firm and a registered Liquidator with ASIC and the Supreme Courts of New South Wales and Victoria. He has a deep understanding of business operations, having led turnaround and restructuring projects internationally. His expertise ensures that BIR Finance not only sources loans but also provides strategic financial solutions to help clients optimise their financial position. Connect with Michael on LinkedIn.
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Unlike banks, BIR Finance:
✅ Offers access to over 120 lenders, filtering options to only those that match your needs
✅ Provides lender-agnostic recommendations based purely on your best interest
✅ Uses advanced data-driven analysis to determine your borrowing power
✅ Maintains a client-first approach, ensuring you are informed and in control at every stage
We believe that ‘if there’s one lender, you have a deal. If there are two or more, you have a choice!’ This empowers you to make informed decisions rather than settling for a single bank’s limited options.
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